Atlanta, NE Atlanta and Gwinnett real estate and homes for sale in Georgia - Debra Davis, REALTOR® Debra Davis REALTOR(r) for Atlanta, NE Atlanta and Gwinnett, Georgia real estate - NUMBER1EXPERT™ Debra Davis NUMBER1EXPERT(tm) for Atlanta, NE Atlanta and Gwinnett, Georgia real estate
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Debra Davis, REALTOR®, real estate agent and broker for Atlanta, NE Atlanta and Gwinnett Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
Call me to help with all your real estate needs. I can help with your first home, investment homes or your retirement home. Call me: 770-238-0277









Debra Davis (RE/MAX Greater Atlanta): Real Estate Agent in Grayson, Gwinnett County, Georgia


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Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Atlanta, NE Atlanta and Gwinnett Georgia mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Georgia or buy your own Atlanta, NE Atlanta and Gwinnett house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Atlanta, NE Atlanta and Gwinnett mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Georgia real estate
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Debra Davis' realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Debra Davis' collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Atlanta, NE Atlanta and Gwinnett property in Georgia, including legal terms definitions, and more

 

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Real Estate Tips
Tax Considerations >New 1031 Exchange Rules

One of the most popular "tax deferring" strategies for real estate owners who are selling one property and acquiring another is the use of Section 1031 of the Internal Revenue Code. It is an effective way to defer paying income tax on capital gain generated by the sale of a property when you intend to reinvest the proceeds in a similar, "like-kind" property. Almost any kind of real property is considered "like-kind" with any other real property.

A recently enacted law closes what was considered a loophole in the Section 1031 rules. In some cases, owners of investment real estate have used the 1031 Exchange to swap their investment property for real estate that could be readily converted to an owner-occupied residential property. After the exchange, they made the property into their principal residence, lived in it for a couple of years, then sold it. Now the American Job Creation Act of 2004 has ruled that properties converted from a 1031 exchange property into a residence must be held and used as a principal residence for at least five years to qualify for the tax exemption. Otherwise, the basic tax-deferring benefits of 1031 exchanges remain the same.

Consult your tax advisor for more detailed information.

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Debra Davis, REALTOR®, real estate agent and broker for Atlanta, NE Atlanta and Gwinnett Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Debra Davis, ABR, CRS, GRI, SRES, E-Pro
RE/MAX Greater Atlanta

1585 Holcomb Bridge Road
Roswell, GA 30076
Phone: 770-238-0277
Fax: 678-301-3741
Email: debra@findatlantahomes.com

Debra considers herself a native Georgian, having been born at Ft. Benning and living in LaGrange for 23 years and now Atlanta for 10 years. She did live in others states while her father was in the Navy for 22 years, but Georgia is HOME. Knowing the warmth and hospitality of the people in the south and loving the architecture and landscape with beautiful trees, she wants everyone to love living here just as she does. That’s why she is totally committed to finding the right home or investment property for her clients. Her commitment, professionalism, honesty, knowledge of the market and her desire to educate the client about the process, are some of the reasons so many of her clients refer their family and people they care about to her for their real estate needs. . Debra has a wonderful husband, Richard, who is always there for her whenever she needs help with her computer system. Her parents still live in LaGrange and love knowing she is helping other people with a decision that is not only a financial transaction, but involves major life changes and decisions that translate into many changing emotions. Her son Morgan and his beautiful wife Marianne have given her two precious grandsons, Johnathon and Thomas, who are undoubtedly the smartest and cutest grandchildren in the world. She is definitely not prejudiced. Debra’s drive to be the best she can be for her clients, has led her to earn many real estate advanced designations such as Certified Residential Specialist, Graduate Realtor Institute, Accredited Buyer Representative, Real Estate Cyber Specialist, and Senior Real Estate Specialist. During her free time Debra loves to go antiquing. She paints in watercolor and oils and has a newfound love in china painting.

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